Car Benefit Scheme

Gemelli Car Benefits Scheme
What’s Shiny, Green & Guaranteed to Make Everyone Happy? A Brand New Car through Gemelli’s Car Benefit Scheme... Car ownership brings independence and convenience; the ability to go wherever you want, whenever you want to, and it’s something most of us consider to be important – even essential. Motoring comes at a price though, and variable expenses like servicing and maintenance can make it difficult to budget – with unexpected bills seemingly guaranteed to arrive at exactly the time they’re least welcome.

But there is a way you can take all the uncertainty out of car ownership, enjoying worry-free driving and substantial savings - while knowing that you’re also helping the environment. Gemelli’s Car Benefit scheme lets you drive a brand new car for a fixed monthly payment that includes all your motoring outgoings apart from fuel.

How the Scheme Works
Gemelli’s Car Benefit Scheme has a very low cost for employers to implement, and can be introduced into companies that have just one employee, or thousands. Under the scheme, which operates on a Salary Exchange basis, employees can agree to exchange a portion of their salary for a brand new car. As well as an all-inclusive package that includes insurance, maintenance and servicing, breakdown cover and replacement tyres, drivers on the scheme also benefit from manufacturer discounts and corporate finance rates – while those opting for Ultra Low Emission Vehicles (ULEVs) with CO2 emissions of 75 and below are able to take advantage of tax and NI savings.

As well as being a great way to help employees drive new cars, Gemelli’s Car Benefit Scheme can help a business meet its environmental objectives. All cars on the scheme have their carbon offset to make them carbon neutral, and additionally, employers can select to introduce a CO2 emissions limit for cars in their fleet, so that at the same time as providing a highly valued employee benefit, a company can reduce its carbon footprint.

How Employees Benefit

An affordable way to drive a new car
Fixed monthly price covers all your motoring costs – just add fuel
Tax & NI savings for drivers choosing ULEVs
No credit check or deposit required

How Employers Benefit

No minimum employee numbers required
Scheme is fully outsourced & easy to implement
NIC savings on ULEVs
Helps to attract, engage, retain & motivate staff
No financial risk or liability – protection against staff going on maternity or sick leave, leaving their job or being made redundant
Supports your company’s environmental credentials by promoting the use of low emission cars & allowing you to set your own CO2 cap

Example Costs and Savings

Audi A3 Sportback SE 1.6 TDI Manual	Gemelli Scheme	Personal Contract
Mileage	10,000	10,000
Term	36	36
Deposit/Initial Payment	£0	£3000
APR%	0%	6.3%
Net Monthly Cost	£362.89	£248.88
Net Monthly Amount including deposit	£362.89	£332.21
Insurance/ month	Included	£41.58
Road Tax/ month	Included	£15.00
Depreciation	n/a	n/a
Breakdown Cover/ month	Included	£4.17
Tyres	Included	£11.42
Service (parts & labour)/ month	Included	£36.17
End of Agreement	Optional price to purchase	£11,461.75
Net monthly amount	£362.89	£440.55

Put Yourself in the Driving Seat
If you’d like to give your staff the option to drive a brand new car and save money on their motoring costs, create a happier, more motivated workforce, and reduce your company’s carbon footprint – all at no extra cost to your business – contact us today on 01280 851113 to discuss this scheme in more detail with one of our experts, or email us.