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Car Leasing

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Car Benefit Scheme

Gemelli Car Benefits Scheme
What’s Shiny, Green & Guaranteed to Make Everyone Happy? A Brand New Car through Gemelli’s Car Benefit Scheme... Car ownership brings independence and convenience; the ability to go wherever you want, whenever you want to, and it’s something most of us consider to be important – even essential. Motoring comes at a price though, and variable expenses like servicing and maintenance can make it difficult to budget – with unexpected bills seemingly guaranteed to arrive at exactly the time they’re least welcome.

But there is a way you can take all the uncertainty out of car ownership, enjoying worry-free driving and substantial savings - while knowing that you’re also helping the environment. Gemelli’s Car Benefit scheme lets you drive a brand new car for a fixed monthly payment that includes all your motoring outgoings apart from fuel. 

How the Scheme Works
Gemelli’s Car Benefit Scheme has a very low cost for employers to implement, and can be introduced into companies that have just one employee, or thousands. Under the scheme, which operates on a Salary Exchange basis, employees can agree to exchange a portion of their salary for a brand new car. As well as an all-inclusive package that includes insurance, maintenance and servicing, breakdown cover and replacement tyres, drivers on the scheme also benefit from manufacturer discounts and corporate finance rates – while those opting for Ultra Low Emission Vehicles (ULEVs) with CO2 emissions of 75 and below are able to take advantage of tax and NI savings. 

As well as being a great way to help employees drive new cars, Gemelli’s Car Benefit Scheme can help a business meet its environmental objectives. All cars on the scheme have their carbon offset to make them carbon neutral, and additionally, employers can select to introduce a CO2 emissions limit for cars in their fleet, so that at the same time as providing a highly valued employee benefit, a company can reduce its carbon footprint.

How Employees Benefit

  • An affordable way to drive a new car
  • Fixed monthly price covers all your motoring costs – just add fuel
  • Tax & NI savings for drivers choosing ULEVs
  • No credit check or deposit required

How Employers Benefit

  • No minimum employee numbers required
  • Scheme is fully outsourced & easy to implement
  • NIC savings on ULEVs
  • Helps to attract, engage, retain & motivate staff
  • No financial risk or liability – protection against staff going on maternity or sick leave, leaving their job or being made redundant
  • Supports your company’s environmental credentials by promoting the use of low emission cars & allowing you to set your own CO2 cap

Example Costs and Savings

Audi A3 Sportback
SE 1.6 TDI Manual
Gemelli
Scheme
Personal
Contract 
Mileage 10,000 10,000
Term 36 36
Deposit/Initial Payment £0 £3000
APR% 0% 6.3%
Net Monthly Cost £362.89 £248.88
Net Monthly Amount
including deposit
£362.89 £332.21
Insurance/ month Included £41.58
Road Tax/ month Included £15.00
Depreciation n/a n/a
Breakdown Cover/ month Included £4.17
Tyres Included £11.42
Service (parts & labour)/ month Included £36.17
End of Agreement Optional price
to purchase
£11,461.75
Net monthly amount £362.89 £440.55

 

Put Yourself in the Driving Seat
If you’d like to give your staff the option to drive a brand new car and save money on their motoring costs, create a happier, more motivated workforce, and reduce your company’s carbon footprint – all at no extra cost to your business – contact us today on 01280 851113 to discuss this scheme in more detail with one of our experts, or email us.

Fixed Cost Motoring

A new car...enjoy fixed cost motoring.

Most of us aspire to having a new car, but even assuming you can afford to finance the vehicle you have your eye on, the realities of ownership can soon take the shine off it. The independence that motoring brings is not so much fun if, every time you get behind the wheel you’re worrying about the cost of road tax, insurance, servicing, maintenance, replacement tyres, breakdown cover and accident management. So imagine how good it would feel if the only thing you had to think about was adding fuel. It might sound too good to be true, but adding fuel is all that drivers on the Gemelli Salary Exchange Car Leasing Scheme have to do to enjoy worry-free motoring.

Just add fuel... 

Available to companies with just 1 employee to those with hundreds, the scheme gives company directors and employees the opportunity to drive a car of their choice. They simply select their preferred contract term (2 or 3 years) and mileage allowance to create a package that suits their budget – and drive away for a fixed monthly cost to include everything except fuel. The scheme operates on a Salary Exchange basis so employees save on their tax and National Insurance payments – and employers save on their Employer National Insurance Contributions.

Benefits for Employers

  • No minimum employee numbers required
  • Save up to £150 per year in Class 1 National Insurance for each car in the scheme
  • Increase employee loyalty by demonstrating your commitment to helping your staff
  • Use the scheme to help retain & motivate existing employees
  • Attract & recruit new employees
  • No financial risk or liability to worry about if staff leave
  • Supports your company’s green credentials as the scheme promotes the use of low emission cars
  • Assurance that cars are always insured & maintained if used on company business

Benefits for Employees

  • Drive away in the car of your choice for less money
  • Fixed monthly price covers all your motoring costs – just add fuel
  • Enjoy tax & NI savings
  • No credit checks
  • No deposit required

Pricing Example

Whatever your budget, you’ll find the car and the deal that’s perfect for you. The following pricing example is based on a 24 month / 10,000 mile per annum contract on a Citroen DS 3 Diesel Hatchback, 1.6 BlueHDi, DStyle Nav 3dr. No deposit required. Includes road tax, maintenance & servicing, tyres, breakdown cover, accident management and business insurance.

Total net cost: £284.66 per month

You certainly won’t find deals like this at your local showroom. The tax, National Insurance and fleet savings are only available through a salary exchange scheme. Gemelli’s Salary Exchange Car Leasing Scheme is a highly tax efficient solution that makes affordable, fixed price motoring accessible to all company directors and employees.

Ready to pick up the keys..?

Call us on 01280 851113 to discuss this scheme with one of our experts and find out more about how the Gemelli Salary Exchange Car Leasing Scheme can benefit your employees and your organisation. Alternatively you can email us.

A new car and an easier life...

A new car and an easier life...just add fuel and go.

Car ownership can be expensive, and by the time you’ve totted up all the associated costs like insurance and servicing, the car you really want will often be out of your reach. The Gemelli Salary Exchange Car Leasing Scheme gives company employees the chance to drive the vehicle they want, at a fixed monthly cost that includes absolutely everything apart from fuel. And we really do mean everything – drivers on this scheme enjoy worry-free motoring that includes road tax, all servicing and maintenance, replacement tyres, breakdown cover, accident management and fully comprehensive business use insurance. Our car scheme requires no minimum numbers, so whether your company has just 1 employee or hundreds, you can take advantage of the benefits it offers.

How it works

It really couldn’t be easier. Employees simply choose the vehicle they want and select their annual mileage and preferred contract term (2 or 3 years) to calculate a fixed monthly fee that suits their circumstances. Because the scheme operates on a Salary Exchange basis, employees are able to benefit from significant savings on their tax and National Insurance payments – and their employer benefits too – making big savings on their Employer National Insurance Contributions.

Benefits for Employers

  • No minimum employee numbers required
  • Save up to £150 per year in Class 1 National Insurance for each car in the scheme
  • Increase loyalty by demonstrating your commitment to helping employees
  • Help retain & motivate existing employees
  • Attract & recruit new employees
  • No financial risk or liability to worry about if staff leave
  • Supports your company’s green credentials

Benefits for Employees

  • Drive away in the car of your choice for less money
  • Fixed monthly price covers all your motoring costs – just add fuel
  • Enjoy tax & NI savings
  • No credit checks
  • No deposit required

Pricing Example

The pricing example is based on a 24 month / 10,000 mile per annum contract on a Citroen DS 3 Diesel Hatchback, 1.6 BlueHDi, DStyle Nav 3dr. No deposit required. Road tax, maintenance & servicing, tyres, breakdown cover, accident management and business insurance (for 2 main drivers) are all included. Total net cost:  £284.66 per month

The Gemelli Salary Exchange Car Leasing Scheme is a highly tax efficient solution that makes affordable, fixed price motoring accessible to all company directors and employees.

Contact us today

Call us on 01280 851113 to discuss this scheme with one of our experts and find out more about how the Gemelli Salary Exchange Car Leasing Scheme can benefit your employees and your organisation. Alternatively you can email us.

Salary Exchange Cars

How Would You Like A New Car and An Easier Life?

Just imagine: stress-free driving in a brand new car that’s tax efficient, fuel-friendly, and affordable. How good would that be? The Gemelli Salary Exchange Car Scheme makes this readily achievable. Organisations can sign up to enable their staff to purchase a new car of their choice, whether it’s for just 1 employee or 1,000, and have them drive away a fully-maintained and insured vehicle for up to 3 years – along with a fully-inclusive motoring package. Operated on a salary exchange basis, it allows users to pay for their new car by exchanging a portion of their gross salary and, as such, benefit from tax and National Insurance savings. The scheme can also be extended to direct family members.

Gemelli Car Scheme – Just Fuel and Go...

Since everything is included, all you really need to remember is fuel. If companies are moving from company cars to cash allowance – this scheme can help promote this. The Gemelli Salary Exchange Car Scheme offers a new approach to salary exchange cars, and provides tax-efficient and meaningful benefits to a company and its employees. Quite simply, you can just ‘fuel and go!’

Benefits for Employers and Employees...

As you’ve come to expect from a Gemelli Salary Exchange Scheme, our Car Scheme is packed full of great opportunities and benefits:

Employer Benefits

  • Financial savings on Employer National Insurance Contributions
  • Demonstrates company’s commitment towards employees – increasing employee recruitment and motivation, and both retention and engagement
  • Enhances company’s environmental policy, ‘Green’ credentials, and corporate social responsibility
  • No minimum employee numbers required to initiate scheme
  • No financial risk or liability for the employer
  • Minimal administration – Gemelli takes care of this for you

Employee Benefits

  • Drive a new car of your choice for significantly less than before
  • Tax and N.I. savings on vehicle and running costs
  • Additional savings via fleet discounts
  • No credit checks
  • No deposit required
  • Fixed-cost, affordable monthly salary reductions
  • Option to renew/upgrade at end of lease agreement
  • Purchases also available to partners and members of employee’s immediate family

Intrigued? Contact us today...

Call us now on 01280 851113 to find out more on how this scheme can benefit both your organisation and employees, or email us.


 

New Cars

Car Leasing Scheme...

A new risk free way of offering a Car Leasing salary exchange scheme to employees.  What’s more if the employee moves on they can keep their car.

There is no initial deposit required and the car could even be for a partner or another member of the household.  Employers are not exposed to any scheme risk or liability and the scheme can be provided with minimum administration.  All employers have to do is to make the salary deductions and let us know if an employee leaves – everything else is managed directly with the employee.

If an employee leaves your employment mid-term, they can keep the car at the pre agreed rates, as they then pay the lease directly to the lease company, and can also take the lease to a new employer (with their consent) to continue the tax savings.