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Voluntary Benefits

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Work Life Balance

Help employees get the right balance in 2016 and see the difference it could make to your business.

Life always feels better when we look after ourselves properly and everything’s in balance: our health and well-being improves, we handle stress better, and we’re more fulfilled at home and at work. Gemelli’s range of wellbeing employee benefit schemes are all designed to help staff keep themselves fit and healthy, and – in achieving a better work-life balance – help them make a greater contribution to the workplace. Our wellbeing benefit schemes mean that there’s something for everyone. And to show you just how easily you can help your staff look after themselves better in 2016, here is a selection of our most popular ones:

Discounted Health Club & Gym Membership

The relationship between exercise and the feel-good afterglow that results is well recognised. Moreover, regular exercise can also reduce the risk of certain health conditions such as heart disease and stroke. Quite simply, this scheme promotes health, fitness and well-being amongst employees. It’s a simple and flexible scheme that offers employees discounted Health Club and Gym Memberships. With no administration for the employer, it’s a voluntary benefit allowing staff to join a club at the lowest corporate rate, purchased directly by the employee. Nationwide selection from over 2,700 clubs (high street names and independents), many with Joining fees waived. Savings range from 10% - 30%. Discounts can apply to existing memberships and can be extended to immediate family.

Cycle To Work

Cycling is yet another way to stay fit and healthy, and, if staff live within cycling distance of their workplace, using a bike to commute there makes a lot of sense. Gemelli’s Cycle to Work Scheme could be just the incentive an employee needs to get in the saddle. The Cycle to Work scheme operates on a salary exchange basis allowing an employee to cover the cost of a bike and safety accessories up to a value of £1,000 – without having to pay tax or National Insurance on the value. Additionally, the scheme is self-financing and enables the employer to make savings on Employer National Insurance Contributions. Save up to 42% on the cost of a brand new bike and/or accessories and spread the cost over 12 or 18 months. Use bike supplier of your choice. Gemelli organises everything else...

Health Screening

Just as important as being fit and active is making sure that you’re proactively looking after your health and well-being – both at home and work. The Gemelli Health Screening Scheme is an effective way to improve this. Also operated via salary exchange, this self-financing scheme gives employees the opportunity to benefit from screenings at a significantly reduced cost, and employers the chance to make financial savings on Employer NI Contributions.As well as helping to identify pre-existing health problems and uncover medical conditions early, it also provides peace of mind and lifestyle recommendations on keeping fit and healthy and how to help prevent further ailments. The scheme offers a range of comprehensive health screenings at significantly reduced cost.Save between 32% and 47% through tax and National Insurance savings with the option to spread cost over 6 or 12 months. (Option for employer to subsidise cost.) Choice of clinic locations.

Health Cash Plans

Making sure that you look after yourself properly isn’t just about the big decisions in life – it also extends to everyday healthcare. As one of the UK’s fastest growing employee benefits, Health Cash Plans offer a simple and affordable way for employees to   healthcare . Designed to suit all types of businesses and budgets, this employer sponsored (or voluntary employee paid) savings plan enables staff to pay for their everyday healthcare and recoup up to 100% of their costs via prompt cashback payments. Covers a range of common healthcare areas (including dentistry, optical, chiropody, physiotherapy, specialist consultations, Alternative Therapies) starting from as little as £1.20 per week per employee. The cover can be extended to immediate family, dependents up to the age of 21 and in full-time education are covered free. Option to increase cover to include Private Medical Insurance Excess.

Scheme Benefits for Employers

Whilst each of these schemes can be introduced independently, they offer complementary benefits in promoting improved employee health and well-being. The benefits aren’t just reserved for the employees though...

  • Demonstrates company’s commitment towards employee well-being – increasing staff morale, engagement and loyalty
  • Leads to a healthier and more productive workforce – reducing sickness rates and the cost and impact of long and short term absenteeism
  • Enhances your employer reputation, and ongoing recruitment and retention – through high perceived value of benefits
  • Financial savings on Employer’s National Insurance Contributions (for Salary Exchange schemes)
  • No minimum numbers required

Contact Us Today

Are you ready to introduce your employees to a fitter and healthier 2016? Would you like to reduce absenteeism due to sickness and have a more engaged and productive workforce?

Call us now on 01280 851113 to discuss any of our healthcare schemes in more detail, or email us

Cut Living Costs...

The rising cost of living doesn’t have to mean cutting back, tightening your belt or making do with second best. Gemelli’s range of voluntary employee benefit schemes give you access to specially negotiated discounts on a diverse selection of products and services.To show you just how easily you can cut the cost of living in 2016, here are just a selection of our most popular voluntary benefit schemes:

Home Utilities

For most of us, energy and telecoms will make up a large part of our monthly outgoings. We’ve teamed up with The Utility Warehouse (as recommended by the consumer publication Which?) to bring you substantial savings on a wide range of utility services. Save on gas, electricity, broadband, home phone & mobile bills. Double the difference price promise. No minimum contract term.

Home Appliances*

From fridges, freezers, dishwashers and washing machines, to vacuum cleaners, food mixers and coffee dispensers, we depend on home appliances to make our lives easier. Quality products can be expensive, but register for this voluntary benefit and you – and your immediate family – will be eligible for great discounts on large and small home appliances from Bosch. Free home delivery. Access to special offers. Free 2 year appliance warranty.14 day ‘no quibble’ return policy.

Retail Discounts*

This scheme gives employees access to a wide range of money-saving deals that can be redeemed on the high street, online and over the phone, extending spending power on everything from shopping, gifts, gadgets, eating out, holidays….and much, much more besides! 5 ways to save with online savings, discount card, reloadable shopping cards, cashback and telephone shopping offers.

Health Cash Plans*

Operated in partnership with Health Shield, this voluntary benefit offers simple and affordable cover to help meet every day healthcare expenses. Starting from just £1.20 a week for basic cover, there are health cash plans to suit all pockets, and you can upgrade whenever you like. Simply have your treatment, then claim back part or all of the cost depending on your level of cover. Dependent children covered FREE up to the age of 21 in full-time education. Cover includes: dental, optical, chiropody, physiotherapy, specialist consultations and hospital bills. No medical or GP referral required.

Wills & Estate Planning  

We work with members of the Society of Will Writers to bring you this benefit which gives you access to independent professional advice on a fixed priced basis. More than two thirds of UK adults put off making a will until it’s too late. The consequences for those left behind can be disastrous. Now you can get a properly drafted will in place to protect your dependents and provide you with peace of mind. Fixed prices & 10% discount on published prices. Option for convenient Skype or telephone appointments. Comprehensive advice, including wills, power of attorney, funeral plans, trusts & probate.

* Some schemes will require your employer’s involvement.

Contact us...

Are you ready to cut the cost of living in 2016? Would you like to spend less on bills and have more money to use for those things you really want? Call us now on 01280 851113 to discuss any of our voluntary employee benefit schemes in more detail, or email us 

Employee Health & Wellbeing

Look after employees...and your Business.

When writing a New Year Wish List for your business, the recruitment and retention of loyal, motivated and dependable employees is always a priority. Having the right calibre of staff not only ensures that your business is productive and successful, it also means it’s in safe hands. Now rewrite that wish list – although this time – for your everyday life. There’s likely to be a set of factors that would not only feature just as highly, but would also be shared by many of your employees: good health, strong relationships/support networks at home and work, a lack of financial worries and stress, and an enjoyable and rewarding career. And yet, for many employees, this is a time of year when life can be at its most demanding and challenging. So why not help them help themselves – and help your business benefit at the same time?

2 ways to keep employees healthy and happy

The Gemelli Employee Assistance Programme and Health Cash Plans are two employer-initiated schemes designed to help you look after one of your most valuable assets: the health and well-being of employees. Here’s how they could make a positive difference to your workforce and your business...

Employee Assistance Programme

The Gemelli Employee Assistance Programme offers strictly confidential, impartial advice and counselling via a 24-7 telephone support line. As a company-paid scheme provided free of charge to staff, it enables employees (and their immediate family) to access practical and emotional support on a range of both work and non-work related issues.

Potential topics include relationship worries, work or staff difficulties, mental health concerns (e.g. stress, anxiety, depression) and bereavement through to financial, legal and practical advice such as money matters, consumer rights, divorce, parenting plus careers and training.

As well as aiding ground-level employees, it can also supplement your HR function by highlighting prevalent trends or issues, areas of concern, and training needs, as well as providing support for managers and supervisors handling challenging or delicate situations (e.g. disciplinary or grievance scenarios, performance issues, or offering appropriate pastoral support).

Gemelli Health Cash Plans

Health Cash Plans offer a simple and affordable way for employees to benefit from healthcare cover. They enable employees to pay for their everyday healthcare and recoup up to 100% of their costs via prompt cashback payments. Designed to suit all types of businesses and budgets – and starting from as little as £1.20 per week per employee – this employer sponsored (or voluntary employee paid) savings plan can be used to cover a range of common healthcare areas including dentistry, optical, chiropody, physiotherapy, alternative therapies and specialist consultations.

The options are comprehensive, such that cover can be increased accordingly to include a partner, and other benefits such as Private Medical Insurance Excess. Dependents up to the age of 21 and in full-time education are covered free.

Scheme Benefits for Employers and Employees

Whilst each of these schemes can be introduced independently, they offer complementary benefits:

Benefits for Employers

  • Demonstrates company’s commitment towards employee well-being – increasing employee morale, engagement and loyalty
  • Reduces sickness rates and the cost and impact of long and short term absenteeism – by proactive and early monitoring/treatment of potential health problems
  • Enhances your employer reputation, and ongoing recruitment and *retention – through high perceived value of benefits
  • Integrates with occupational health strategies, supports your duty of care and contributes towards health and safety compliance

[* A recent survey by the Chartered Institute of Payroll Professionals (CIPP) found that 74% of employees were more likely to stay loyal to a company that offered ‘great benefits’.]

Benefits for Employees

  • Supports improved general health, and both personal and work-related emotional well-being
  • Provides comprehensive options and support – 24/7 confidential telephone advice and counselling (with 1:1 face-to-face consultations also available)

In addition to the benefits above, both schemes are easy and straightforward to initiate, with low premiums and no minimum numbers required. With Christmas coming and New Year resolutions just around the corner, there’s no better time to put your employees at the forefront of your business success. Helping employees improve and maintain their health and well-being will serve to help your productivity. Quite simply, if you look after them – they’ll look after you.

Contact us today

If you have any questions, or would like to find out more about our Employee Assistance Programme and/or Health Cash Plans, call us now on 01280 851113. Alternatively, email us.

Retail Discount Scheme...

Helping make money go further...

Wouldn’t it be great if there was a way to make money go further? Well now there is: With the Gemelli Retail Discount Scheme, employees can get access to a wide range of money-saving deals, extending their purchasing power on the high street, online and over the phone.

Employee Benefits
Helps money go further on everyday spending
Exclusive savings on great brands
Discounts can be shared with immediate family

Employer Benefits
Enhances employee remuneration at minimal cost
Strengthens workforce engagement and loyalty
Helps recruit, motivate and retain staff

5 Ways to Save...

The Gemelli Retail Discount Scheme is highly versatile, offering participating staff savings across sectors including holidays and travel, shopping and online retail, home and garden, dining, food and drink, attractions and days out, gifts and gadgets, health and beauty, motoring, insurance – and more. There are 5 ways to save:

Online Discounts: Click and save. Year round online savings on a range of lifestyle brands including APH, Thorntons, Virgin Media and Alton Towers Resort.

Discount Card: Simply show the card to save money at thousands of outlets around the UK – from big name brands like Halfords and Brantano, to local independent stores.

Reloadable Shopping Cards: Access to Reloadable Shopping Cards from many of the UK’s leading brands including Pizza Express, Argos, Top Shop, B&Q, Marks & Spencer, Asda, Sainsbury’s, PC World and ToysRus. Cards can be topped up at a discounted rate and used like cash to save money.

Cashback: Online rewards and money back offers at over 500 retailers. Each time a purchase is made, a percentage of the value is credited to the users personal web account for them to save or spend.

Telephone Shopping: Call suppliers direct or use a central number to access offers from suppliers including Haven, Alton Towers Resort, LEGOLAND and Warwick Castle.

The Gemelli Retail Discount scheme is expanding all the time as new retail partners are being added. Participating users can even nominate a favourite shop or a venue if it’s not already part of the scheme. By instantly boosting spending power and enhancing lifestyle, the Gemelli Retail Discount Scheme is a highly cost-effective way for businesses to show their appreciation to employees.

Call us now on 01280 851113 to discuss the scheme in more detail, or email us.

Retail Discounts

Wills and Estates

Health Cash Plans

Home Utilities

Gym Membership

Cycle Insurance