Peace of mind for your employees...Safeguarding the future of their family.
Wills and Estates
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Benefits to Employer...
• Demonstrates commitment to employees and their families
• Increases reputation as a caring employer
• Improves duty of care
• On site “Drop In” or information meetings offered
Benefits to Employee
• Access to independent professional advice
• Fixed prices and a 10% to 40% discount on published price lists
• Peace of mind that your affairs are taken care of
• Convenient home or telephone appointments offered
• Comprehensive advice including Wills, Lasting Power of Attorney, Trusts, Probate
Reasons for making your Will
• Formally outline your asset distribution
• Avoid family disputes
• To ensure appropriate Guardians for children
• Protect your loved ones
• Peace of mind
• To make life easier for those left behind
Cost saving example
A Single Will is normally £145 and Mirror Wills for a couple would be £190. But you would only pay £95 for a single will and £120 for a couple if organised through Gemelli.
What our clients say...
FAQ's...and Answers
What is a Will?
A Will is a document that gives you the power to decide what should happen to your property, possessions and money when you die. Plus, you can make sure you don't pay more Inheritance Tax than you need to.
How long will the process take?
You will have an appointment with an adviser to explain all the options appropriate to your needs and then, if you decide to proceed, you will receive a draft for your approval together with an explanatory letter within 14 days. Once you have given your approval of this draft, our adviser returns with the final document, which must then be signed and witnessed (alternatively, it can be sent to you in the post, with clear instructions.)
Can the Will be changed?
Your Will can be changed at any time during your lifetime provided you retain capacity. You should review your Will from time to time. If your personal, property or financial circumstances change, you should change or update your Will. A member of our team will contact you every 3 years to see if your circumstances have changed in any way that might require amendments to the will.
What happens if I don't make a Will?
If you die without leaving a Will, your wishes are not taken into account. The law decides how your estate should be shared on your death. Dying without a Will is called dying intestate. Your estate is subject to the Intestacy Rules.
When does my Will become valid?
A Will becomes legally valid when it is signed and witnessed in accordance with the Wills Act 1837. It should also be dated.
Where should I store my Will?
You can either keep the will yourself or we can keep it for you in secure storage, in which case you'll have an unsigned copy (for reference purposes) together with a Certificate of Storage.
What are executors?
An executor carries out the instructions specified in your Will when you die. The executor will pay your taxes and debts and close your accounts. They're usually also appointed as trustees of your assets.
What are guardians?
A guardian is appointed to look after your children if there is no other person with parental responsibility alive at the date of your death. You should choose your guardians carefully and discuss with them if they are willing to take on the role of guardian in the event of your death.
When can I use the Scheme?
You can use the Scheme at any time throughout the year.